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May 1, 2018

In this episode of Hotspotting, Terry Ryder discusses the recent announcement by the APRA on the lifting of their 10% limit on lending of investment loans by lenders and how this will impact investment lending going forward.  

  • In this episode Terry covers:
    • Why the investor growth cap was introduced in the first place and how it has impacted the industry
    • How investors will benefit from the removal of the temporary benchmark imposed by APRA
    • The impact on interest rates of this announcement
    • Current and future activities of the lenders in what will now become a very competitive environment for investor lending.
    • What the future holds for the additional 30% cap imposed by APRA on interest-only lending which was introduced in March 2017